Why would you need an appraisal from Dan Williams Appraisals LLC.?

To many, an appraisal is simply one more thing in the long list of items for a home purchase or refinance. Almost all lenders still need a local expert because the stakes are very high, even though there are a developing number of automated home valuation systems that may appear to be cheaper than an appraisal. But is getting a mortgage the only reason you should get an appraisal? Are there also times when the services of a licensed, independent real estate professional could come in handy? Absolutely.

For real estate appraisals in Huntingdon Valley and Huntingdon Valley County, it's easiest when your order online from Dan Williams Appraisals LLC., just click here.

Challenge your tax assessment in Huntingdon Valley and surrounding suburbs.

It's possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are based upon a past assessment of your house, so if values are less than what they used to be in your area, you can appeal your assessment and save money. When building your case, an appraisal from Dan Williams Appraisals LLC. is your best evidence. We're equipped to assist you in appealing your tax assessment.

PMI removal to lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the home, many lenders ask buyers to purchase an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. This added payment is often lumped into the monthly mortgage payment and is promptly forgotten. This is unfavorable because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

Dan Williams Appraisals LLC. will give you a statement regarding the value of your home, and the cost of the appraisal can generally be offset in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce can be a particularly traumatic ordeal for both parties, and it is often more complicated by the challenging decision of who gets the home. So both parties are fully aware of the true market value of their home, it's a good idea to get an appraisal from Dan Williams Appraisals LLC., regardless of the situation.

The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to take care of these affairs. And since a home or other property often makes up an uneven share of the total estate value, understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Let Dan Williams Appraisals LLC. help you with relocating to or from Huntingdon Valley, Montgomery, Bucks, Chester and Delaware county.

Employee relocation can be a real pain. We know where you're coming from. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. During our detailed process, we suggest employees that are moving to provide input on the positive aspects of their property, as well as information about any new sales or listings in their neighborhood that they want considered.

Let Dan Williams Appraisals LLC. help you sell your home quickly at the right price

A professional appraisal will help you make a better educated decision regarding your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are derived from our efforts to complete the appraisal report and and aren't related to the sales price.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties are one the market.